---

A solid budget and prudent financial management are the keys to a bright financial future. But where do you start? We have three simple financial wellness makeover tips that could help you achieve your financial goals.

Always Invest in Your Financial Future
This includes education and retirement. Anytime you have the chance, advance your career and knowledge skillset by taking advantage of professional development classes. Additionally, seminars and workshops are great ways to boost what you know for personal as well as professional gain.

Does your employer offer a special retirement program, such as a 401(k)? Do they match the funds you put into the account? Don’t turn down free money! To get those funds, all you have to do is make the minimum contribution and your retirement savings could grow leaps and bounds.

Set Up Automatic Savings
Establish a pay-yourself-first approach to your monthly bills. Yes, your loan and utility payments are important, but you should come first. Set aside $50, $100, $200, or more every month that will automatically get transferred to a savings account. Depending on how much you put away monthly, you could have hundreds or even thousands in that account in a matter of years.

Review Your Paycheck
The amount you pay in taxes can have a big impact on how much money you take home every month. If your taxes come out automatically with your paycheck, give your deductions another look. Are you paying too much or too little? The goal isn’t getting a huge refund in April but rather breaking as close to even as possible (neither owing nor getting a refund). Talk to your payroll department and tax professional about the right amount of deductions.

Boost Your Financial Wellness

More Financial Wellness Matters blogs on topics ranging from financial self-care to protecting your financial health are coming soon. Twice a month, we’ll dig a bit deeper into the relationship between financial health and overall well-being, shedding light on the behaviors and beliefs that drive money relationships. With simple tips and proven insights, we hope to enhance your financial well-being and help you live a healthier, happier life.